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A Family-Owned Insurance Agency That Puts You First

The best way to ensure that your family and business are protected is to rely on our family. Here at Coseo Agency Inc., we're dedicated to supporting the people of our local area with the insurance policies they need for the ultimate peace of mind. Call today to request a quote from one of our experienced insurance professionals. We're proud to be the first-choice insurance agency in Elmira, NY.

Supporting You During the COVID-19 Crisis

As our community and our country deal with these difficult and uncertain times, know that Coseo Agency Inc. is here to continue providing the best service possible. Best wishes for the safety, health, and happiness of you and your loved ones.

To Our Valued Customers,

We hope that this message finds you and your family safe and healthy.
These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic. Regulations they enacted apply to most insurance policies and include: the waiver of late fees; the prohibition on reporting negative data to credit reporting agencies; and the repayment of late premiums over a 12-month period.
If you have been impacted by this pandemic, this means help may be available.

• If you can demonstrate that you’re unable to make a timely premium payment due to financial hardship because of the COVID-19 pandemic, you may be able to pay such premium over a 12-month period.

• If your policy is financed through a premium finance agency, they may be required to provide a grace period before cancelling your policy for late payment of an installment if you can demonstrate financial hardship because of the COVID-19 pandemic. This grace period will be 60 days for a property/casualty policy; 90 days for a life insurance policy. You may be given a 12-month period to pay the missed installment, and the premium finance agency may not impose late fees or report you to any credit reporting agency or debt collector because of that installment.

You may prove hardship by submitting a written attestation to the insurance company or premium finance agency regarding your financial hardship resulting from the COVID-19 pandemic. The full text of the relevant regulations can be read here: https://www.biginy.org/nysdfs. Or you may check the New York State Department of Financial Services website at https://www.dfs.ny.gov/consumers/coronavirus for updates.
If you have any questions about this or your policy, please don’t hesitate to contact our team. We’re proud to continue helping you protect what matters most.

The Coseo Agency

Auto Insurance Home Insurance Boat & Recreational Insurance Umbrella Insurance Commercial Insurance

About Us 

Since 1973, Coseo Agency Inc. has served the insurance needs of families, businesses, and individuals in Elmira, Corning, and the surrounding areas. We're known for offering premium services at affordable rates.

It all began in the basement of our family home; however, we quickly grew as the community heard about our unbeatable customer service. Today, with more than 50 years of combined experience, our agency continues to offer the friendly and family-oriented service on which we were founded. Our customers count on us for face-to-face insurance services, professional advice, and an unparalleled customer experience.

Call today to request a quote.
(607) 733-7931


Don't hesitate to reach out to us today with any questions or inquiries. We're known for being easy to reach and responding efficiently. Call today!

(607) 733-7931

Hours of Operation
Monday – Friday,
9:00 a.m. – 5:00 p.m.

1000 College Avenue
Elmira, NY 14901

Service Area
Elmira & Corning, New York